Research Topics in Insurance Paper Example | Topics and Well Written Essays - 500 words

Topics in Insurance - Research Paper Example At the same time, it can also cover those who are bellow this specified age, but have special needs- the disabled or those suffering from the end stage renal disease. Under this scheme, one is eligible to be covered for the hospital bills under the umbrella of category ‘A’ at the same time, one can enjoy insurance coverage under part ‘B’ or be covered for the prescription of drugs under the scheme’s part ‘B’ This scheme however differs from the Medicaid programme because it mainly focuses on the elderly people at the age of 65 years and above. On the other hand, the Medicaid programme is open to any person in any age group. Similarly, the Medicare scheme solely relies on the federal government for funds while the Medicaid does not entirely depend on the federal government for funding. Part of its budget is footed by the respective semi- autonomous state governments. Medicaid insurance on the other hand relies on the federal government to offer health coverage or to provide home nursing for a specified category of people in the United States of America (US General Accountability Office, 2000). Such categories of people eligible for coverage under this noble programme are the low income earning people in the American society. They include the children, parents of eligible children, the elderly, pregnant women and the disabled who may be in a dire need for home nursing. Ideally, this programme was designed to help the categories of people to afford medical bills under the Medicaid programme, an eligible person is entitled to be wholly or partly be assisted to settle their medical bills. Generally, there are two distinct types of Medicaid- Community Medicaid and the Medicaid nursing. Community Medicaid in its part was designed to assist people who a little or no medical insurance schemes at all. However, medical nursing home scheme on the other hand, is meant for

Assessment of the State of Multilingualism and Multiculturalism in Essay

Assessment of the State of Multilingualism and Multiculturalism in Eastern Europe - Essay Example The end of Communism unleashed a brief springtime of ethnicity in Eastern Europe, and a tentative ethnic, cultural, and political revival followed the collapse of Soviet power. In 2004 the European Union voted to incorporate ten Eastern European nations known to value democratic principles into its association: the Czech Republic, Cyprus, Estonia, Hungary, Latvia, Lithuania, Malta, Poland, Slovakia, and Slovenia. All Slavic languages derive from the Proto-Slavic, which itself is believed to have divided off from the Proto-Indo-European precursor of members of the Indo-European family of languages as far back as 2000 B.C. (Ruhlenn, 28). In the 1st century B.C. Proto-Slavic was most likely still native to all Slavs and may have remained so as late as the 8th or 9th century A.D. The individual Slavic languages and their related cultures definitely began to surface by the 10th century A.D (Gordon, 357). In the aftermath of the westward advance of the German tribes, the Slavic peoples had expanded throughout eastern and central Europe and had virtually assimilated most of the earlier peoples of the vicinity by the close of the 10th century. The absorption of these inhabitants created the subsequent diversity of languages and cultures that comprise present-day Central and Eastern Europe as well as the western section of the Soviet Union (Barraclough, 35). In comparison to the prosperity and erudition of the Byzantines, the Slavic culture was as much economically disadvantaged as its political affairs and defensive structures were decidedly tenuous. Over time Byzantine, German, Magyar, Mongol, or Turkish foreigners invaded the region by turns (Dornberg, 40). Each foreign element imposed a distinct set of ethnic, financial, political, and societal characteristics that were at times resisted and at others assimilated in an ethno-linguistic synthesis. Religion typically afforded the vita l means by which outside ethnic customs and languages were adapted. By adopting western influences the Slav princes consolidated their influence abroad, acquired self-government and successfully unified the Slav tribes in official states (Barraclough, 57). From the 9th to the 13th century A.D. Christians from Rome and Byzantium vied to win northern and eastern Europe over to their view of Christianity (Dornberg, 134). Early in the 9th century the influx of Hungarians in Pannonia had interjected non-Slavic speakers between southern and western Slavs (Barraclough, 73). A sketchy demarcation subsequently emerged along that 9th Century rift, running between Rome and Constantinople, marking an implicit dividing line between Orthodoxy and Catholicism, with Greeks, Bulgarians, Serbs, Romanians, Ukrainians and Russians being largely Orthodox and Croats, Slovenes, Hungarians, Czechs, Slovaks, and Poles principally Catholic. According to linguists, all Slavs conversed in the same tongue across the region, with distinct local dialects, probably well into the12th century (Turnock, 2). However, in spite of a compelling linguistic link to Russia and to Orthodox Christianity, the Eastern European nations did not partake significantly in the specific